Multi-Schools
Wampum, PA · Charter 2612 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 2 branches
Q2 2026
$4.9MAssets
$3.5MLoans
$4.2MShares
$650KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 87% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 10 of 78).
- Widest gap: return on equity trails 96% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 75 of 78).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.37%
Rank 75 of 78
Net Interest Margin
4.46%
Rank 10 of 78
Efficiency Ratio
86.84%
Rank 56 of 78
Equity / Assets
13.28%
Rank 50 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.37% | 0.37% | 0.83% | 1.31% | Beats 4% | 75 / 78 | |
| Return on Equity | -2.77% | 1.73% | 5.71% | 9.08% | Beats 4% | 75 / 78 | |
| Net Interest Margin | 4.46% | 3.17% | 3.63% | 4.21% | Beats 87% | 10 / 78 | |
| Efficiency Ratio | 86.84% | 65.01% | 78.15% | 89.28% | Beats 29% | 56 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.08% | 0.40% | 0.84% | 1.97% | Beats 41% | 47 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.28% | 12.42% | 15.10% | 18.27% | Beats 36% | 50 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.28% | 12.42% | 15.10% | 18.27% | Beats 36% | 50 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 83.15% | 34.83% | 50.41% | 71.84% | 91st pctl | 7 / 78 | |
| Loans / Assets | 71.90% | 29.34% | 41.02% | 56.96% | 95th pctl | 4 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |