Credit One Bank, National Association
Las Vegas, NV · Cert 25620 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258)
National charter · OCC · 1 branch
Q2 2026
$2.4BAssets
$2.0BLoans
$1.4BDeposits
$661.0MEquity
Executive Summary
- Strongest standing: return on assets outperforms 100% of banks $1B-$10B in assets operating in a single state (rank 1 of 258).
- Widest gap: net charge-offs / loans trails 99% of banks $1B-$10B in assets operating in a single state (rank 257 of 258).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
17.86%
Rank 1 of 258
Net Interest Margin
20.83%
Rank 1 of 258
Efficiency Ratio
58.99%
Rank 118 of 257
Equity / Assets
27.10%
Rank 2 of 258
Non-interest income vs. expense
Favorable gap of $0.4B · efficiency ratio beats 54% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 17.86% | 0.93% | 1.23% | 1.54% | Beats 100% | 1 / 258 | | |
| Return on Equity | 65.90% | 9.26% | 11.84% | 14.74% | Beats 100% | 1 / 258 | | |
| Net Interest Margin | 20.83% | 3.16% | 3.49% | 3.88% | Beats 100% | 1 / 258 | | |
| Efficiency Ratio | 58.99% | 51.71% | 60.30% | 69.65% | Beats 54% | 118 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.19% | 0.19% | 0.46% | 0.90% | Beats 4% | 249 / 258 | | |
| Net Charge-Offs / Loans | 6.46% | 0.01% | 0.02% | 0.07% | Beats 1% | 257 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 28.17% | 11.41% | 12.98% | 15.12% | Beats 97% | 7 / 258 | | |
| Total Risk-Based Capital Ratio | 28.17% | 12.10% | 13.91% | 16.08% | Beats 97% | 8 / 258 | | |
| Equity / Assets | 27.10% | 9.09% | 10.24% | 11.72% | Beats 99% | 2 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 137.16% | 73.24% | 86.34% | 95.95% | 99th pctl | 3 / 258 | | |
| Loans / Assets | 80.93% | 63.01% | 72.27% | 78.40% | 82nd pctl | 47 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |