Police & Fire
Philadelphia, PA · Charter 2551 · Peer group: credit unions any (n=25)
NCUA · 18 branches
Q2 2026
$10.2BAssets
$5.7BLoans
$8.3BShares
$1.9BNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions any (rank 1 of 25).
- Widest gap: net interest margin trails 88% of credit unions any (rank 22 of 25).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.95%
Rank 2 of 25
Net Interest Margin
2.69%
Rank 22 of 25
Efficiency Ratio
41.99%
Rank 1 of 25
Equity / Assets
18.56%
Rank 1 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.95% | 0.54% | 0.87% | 1.36% | Beats 92% | 2 / 25 | |
| Return on Equity | 10.53% | 5.49% | 9.20% | 10.99% | Beats 64% | 9 / 25 | |
| Net Interest Margin | 2.69% | 2.86% | 3.13% | 3.50% | Beats 12% | 22 / 25 | |
| Efficiency Ratio | 41.99% | 54.62% | 61.07% | 70.28% | Beats 100% | 1 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.64% | 0.92% | 1.30% | Beats 100% | 1 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.56% | 9.55% | 10.72% | 11.84% | Beats 96% | 1 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.56% | 9.55% | 10.72% | 11.84% | Beats 96% | 1 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 68.94% | 81.23% | 88.75% | 93.33% | 4th pctl | 24 / 25 | |
| Loans / Assets | 55.75% | 68.82% | 78.26% | 79.51% | 4th pctl | 24 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |