Bank of the Valley
Bellwood, NE · Cert 25291 · Peer group: banks under $1B in assets in NE (n=83) · Bellwood Community Holding Co.
State charter, non-member · FDIC · 7 branches
Q2 2026
$581.9MAssets
$456.8MLoans
$490.8MDeposits
$53.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 64% of banks under $1B in assets in NE (rank 31 of 83).
- Widest gap: equity / assets trails 90% of banks under $1B in assets in NE (rank 75 of 83).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.84%
Rank 69 of 83
Net Interest Margin
3.66%
Rank 40 of 83
Efficiency Ratio
70.75%
Rank 68 of 83
Equity / Assets
9.11%
Rank 75 of 83
Non-interest income vs. expense
Unfavorable gap of $14.1M · efficiency ratio beats 19% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.93% | 1.20% | 1.51% | Beats 17% | 69 / 83 | | |
| Return on Equity | 9.20% | 8.04% | 10.34% | 13.11% | Beats 35% | 54 / 83 | | |
| Net Interest Margin | 3.66% | 3.25% | 3.62% | 4.02% | Beats 52% | 40 / 83 | | |
| Efficiency Ratio | 70.75% | 51.13% | 59.95% | 67.19% | Beats 19% | 68 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.00% | 0.19% | 0.96% | Beats 64% | 31 / 83 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 54% | 41 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 11.56% | 10.94% | 13.24% | 16.62% | Beats 36% | 53 / 83 | | |
| Total Risk-Based Capital Ratio | 12.81% | 11.04% | 13.54% | 17.63% | Beats 41% | 49 / 83 | | |
| Equity / Assets | 9.11% | 9.90% | 11.31% | 13.84% | Beats 10% | 75 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.07% | 71.97% | 83.15% | 92.22% | 77th pctl | 19 / 83 | | |
| Loans / Assets | 78.50% | 57.96% | 69.15% | 77.64% | 78th pctl | 18 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |