First Security Bank
Mapleton, IA · Cert 251 · Peer group: banks under $1B in assets in IA (n=134-135) · Beulah Bcorp Inc.
State charter, non-member · FDIC · 1 affiliate bank · 2 branches (4 in holding)
Q2 2026
$65.2MAssets
$32.7MLoans
$54.7MDeposits
$10.3MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in IA (rank 21 of 134).
- Widest gap: return on equity trails 85% of banks under $1B in assets in IA (rank 115 of 135).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.06%
Rank 83 of 135
Net Interest Margin
3.70%
Rank 37 of 135
Efficiency Ratio
66.99%
Rank 110 of 135
Equity / Assets
15.79%
Rank 16 of 135
Non-interest income vs. expense
Unfavorable gap of $1.5M · efficiency ratio beats 19% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.92% | 1.19% | 1.47% | Beats 39% | 83 / 135 | | |
| Return on Equity | 6.72% | 7.99% | 10.26% | 13.14% | Beats 15% | 115 / 135 | | |
| Net Interest Margin | 3.70% | 2.95% | 3.41% | 3.73% | Beats 73% | 37 / 135 | | |
| Efficiency Ratio | 66.99% | 50.61% | 57.35% | 63.29% | Beats 19% | 110 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.03% | 0.51% | 1.26% | Beats 100% | 21 / 134 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.03% | Beats 100% | 45 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 18.88% | 11.23% | 13.31% | 15.45% | Beats 87% | 17 / 135 | | |
| Total Risk-Based Capital Ratio | 20.13% | 11.61% | 14.06% | 16.47% | Beats 87% | 17 / 135 | | |
| Equity / Assets | 15.79% | 9.87% | 11.05% | 13.07% | Beats 88% | 16 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 59.71% | 68.54% | 81.55% | 91.24% | 13th pctl | 116 / 134 | | |
| Loans / Assets | 50.06% | 57.61% | 68.06% | 76.23% | 16th pctl | 114 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |