Chicago, IL · Charter 2498
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.20% | -1.09% | 0.21% | 0.21% | 0.16% | 0.04% | -0.58% | -0.43% | -63 bps | |
| Return on Equity | 1.29% | -6.94% | 1.30% | 1.28% | 0.97% | 0.26% | -3.39% | -2.57% | -386 bps | |
| Net Interest Margin | 4.02% | 3.11% | 3.87% | 3.75% | 3.74% | 3.73% | 3.50% | 3.43% | -32 bps | |
| Efficiency Ratio | 95.15% | 133.85% | 94.93% | 94.83% | 96.05% | 98.93% | 112.95% | 110.40% | +1,557 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.91% | -0.57% | -2.58% | -2.75% | -2.87% | -4.05% | -7.46% | -5.92% | -317 bps | |
| Loan Growth (YoY) | 16.78% | 8.08% | 6.69% | -9.06% | -10.29% | -15.32% | -21.96% | -20.74% | -1,168 bps | |
| Share Growth (YoY) | -1.74% | 0.30% | -2.50% | -3.71% | -3.54% | -4.51% | -7.91% | -6.58% | -287 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.24% | 0.55% | 3.88% | 4.45% | 8.44% | 5.50% | 5.80% | 6.53% | +209 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.54% | 15.71% | 15.87% | 15.97% | 16.09% | 16.41% | 16.99% | 16.69% | +72 bps | |
| Net Worth / Assets | 15.54% | 15.71% | 15.87% | 15.97% | 16.09% | 16.41% | 16.99% | 16.69% | +72 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 46.96% | 47.43% | 49.53% | 45.90% | 43.67% | 42.07% | 41.98% | 38.95% | -696 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |