Mississippi Public Employees
Jackson, MS · Charter 24976 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$29.2MAssets
$7.7MLoans
$24.3MShares
$5.3MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 91% of credit unions under $1B in assets (rank 147 of 1683).
- Widest gap: efficiency ratio trails 39% of credit unions under $1B in assets (rank 649 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.75%
Rank 147 of 1,683
Net Interest Margin
4.55%
Rank 301 of 1,683
Efficiency Ratio
74.28%
Rank 649 of 1,682
Equity / Assets
18.15%
Rank 323 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.75% | 0.35% | 0.74% | 1.18% | Beats 91% | 147 / 1,683 | |
| Return on Equity | 9.62% | 2.67% | 5.89% | 8.74% | Beats 81% | 322 / 1,681 | |
| Net Interest Margin | 4.55% | 3.31% | 3.82% | 4.32% | Beats 82% | 301 / 1,683 | |
| Efficiency Ratio | 74.28% | 68.91% | 78.20% | 86.93% | Beats 61% | 649 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.26% | 0.65% | 1.29% | Beats 86% | 236 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.15% | 10.44% | 12.89% | 16.53% | Beats 81% | 323 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.15% | 10.44% | 12.89% | 16.53% | Beats 81% | 323 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 31.81% | 52.61% | 69.38% | 83.50% | 6th pctl | 1,586 / 1,683 | |
| Loans / Assets | 26.42% | 44.71% | 59.18% | 70.72% | 6th pctl | 1,584 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |