Arrowhead
Rancho Cucamong, CA · Charter 24973 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 24 branches
Q2 2026
$2.9BAssets
$1.4BLoans
$2.4BShares
$332.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 92% of credit unions $1B-$10B in assets (rank 36 of 435).
- Widest gap: nonperforming loans / loans trails 66% of credit unions $1B-$10B in assets (rank 289 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.87%
Rank 192 of 435
Net Interest Margin
4.13%
Rank 36 of 435
Efficiency Ratio
70.76%
Rank 203 of 435
Equity / Assets
11.36%
Rank 173 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.55% | 0.81% | 1.14% | Beats 56% | 192 / 435 | | |
| Return on Equity | 7.66% | 5.12% | 7.41% | 9.70% | Beats 52% | 207 / 435 | | |
| Net Interest Margin | 4.13% | 3.01% | 3.39% | 3.75% | Beats 92% | 36 / 435 | | |
| Efficiency Ratio | 70.76% | 65.25% | 71.39% | 77.86% | Beats 54% | 203 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.90% | 0.45% | 0.69% | 1.05% | Beats 34% | 289 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.36% | 9.81% | 10.84% | 12.63% | Beats 60% | 173 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.36% | 9.81% | 10.84% | 12.63% | Beats 60% | 173 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 59.80% | 78.33% | 88.38% | 95.61% | 7th pctl | 405 / 435 | | |
| Loans / Assets | 49.50% | 67.69% | 74.58% | 80.80% | 5th pctl | 413 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |