Altura
Riverside, CA · Charter 24969 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 24 branches
Q2 2026
$2.6BAssets
$1.8BLoans
$2.4BShares
$295.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 85% of credit unions $1B-$10B in assets (rank 67 of 435).
- Widest gap: return on equity trails 63% of credit unions $1B-$10B in assets (rank 276 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.71%
Rank 269 of 435
Net Interest Margin
3.93%
Rank 67 of 435
Efficiency Ratio
71.70%
Rank 219 of 435
Equity / Assets
11.17%
Rank 191 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.55% | 0.81% | 1.14% | Beats 38% | 269 / 435 | |
| Return on Equity | 6.32% | 5.12% | 7.41% | 9.70% | Beats 37% | 276 / 435 | |
| Net Interest Margin | 3.93% | 3.01% | 3.39% | 3.75% | Beats 85% | 67 / 435 | |
| Efficiency Ratio | 71.70% | 65.25% | 71.39% | 77.86% | Beats 50% | 219 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.65% | 0.45% | 0.69% | 1.05% | Beats 53% | 204 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.17% | 9.81% | 10.84% | 12.63% | Beats 56% | 191 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.17% | 9.81% | 10.84% | 12.63% | Beats 56% | 191 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 75.05% | 78.33% | 88.38% | 95.61% | 20th pctl | 349 / 435 | |
| Loans / Assets | 67.10% | 67.69% | 74.58% | 80.80% | 23rd pctl | 335 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |