Cantonment, FL · Charter 24967
NCUA · 7 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Earnings | |||||||||
| Return on Assets | 0.21% | 0.55% | 0.18% | 0.31% | 0.32% | 0.91% | 0.89% | +71 bps | |
| Return on Equity | 2.53% | 6.77% | 2.27% | 3.81% | 3.38% | 9.59% | 9.47% | +721 bps | |
| Net Interest Margin | 4.07% | 4.67% | 4.33% | 4.45% | 4.35% | 4.53% | 4.60% | +27 bps | |
| Efficiency Ratio | 91.39% | 87.02% | 92.74% | 90.90% | 90.17% | 79.63% | 79.87% | -1,287 bps | |
| Growth | |||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 6.39% | 6.03% | 8.65% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 2.98% | 3.92% | 4.79% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 4.07% | 3.81% | 6.50% | n/a | |
| Asset Quality | |||||||||
| Delinquent Loans / Loans | 0.31% | 0.31% | 0.41% | 0.59% | 0.64% | 0.57% | 0.83% | +43 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||||
| Risk-Based Capital | 8.23% | 8.07% | 8.12% | 8.07% | 9.60% | 9.49% | 9.44% | +132 bps | |
| Net Worth / Assets | 8.23% | 8.07% | 8.12% | 8.07% | 9.60% | 9.49% | 9.44% | +132 bps | |
| Liquidity & Funding | |||||||||
| Loans / Shares | 90.13% | 86.74% | 88.12% | 87.39% | 89.18% | 86.84% | 86.72% | -141 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |