Harvesters
Cantonment, FL · Charter 24967 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$316.8MAssets
$246.3MLoans
$284.1MShares
$29.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 83% of credit unions under $1B in assets (rank 282 of 1683).
- Widest gap: equity / assets trails 85% of credit unions under $1B in assets (rank 1437 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.89%
Rank 689 of 1,683
Net Interest Margin
4.60%
Rank 282 of 1,683
Efficiency Ratio
79.88%
Rank 930 of 1,682
Equity / Assets
9.44%
Rank 1,437 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.89% | 0.35% | 0.74% | 1.18% | Beats 59% | 689 / 1,683 | |
| Return on Equity | 9.47% | 2.67% | 5.89% | 8.74% | Beats 80% | 330 / 1,681 | |
| Net Interest Margin | 4.60% | 3.31% | 3.82% | 4.32% | Beats 83% | 282 / 1,683 | |
| Efficiency Ratio | 79.88% | 68.91% | 78.20% | 86.93% | Beats 45% | 930 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.83% | 0.26% | 0.65% | 1.29% | Beats 42% | 982 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.44% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,437 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.44% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,437 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 86.72% | 52.61% | 69.38% | 83.50% | 80th pctl | 330 / 1,683 | |
| Loans / Assets | 77.77% | 44.71% | 59.18% | 70.72% | 88th pctl | 196 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |