Tendto
Erie, PA · Charter 24965 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 4 branches
Q2 2026
$141.3MAssets
$75.2MLoans
$127.9MShares
$11.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 54% of credit unions under $1B in assets in PA (rank 34 of 72).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets in PA (rank 70 of 72).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.28%
Rank 68 of 72
Net Interest Margin
3.29%
Rank 49 of 72
Efficiency Ratio
84.47%
Rank 61 of 72
Equity / Assets
8.31%
Rank 70 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.28% | 0.59% | 1.06% | 1.40% | Beats 6% | 68 / 72 | |
| Return on Equity | 3.36% | 5.27% | 7.11% | 9.91% | Beats 18% | 59 / 72 | |
| Net Interest Margin | 3.29% | 3.09% | 3.57% | 4.10% | Beats 32% | 49 / 72 | |
| Efficiency Ratio | 84.47% | 64.37% | 73.67% | 81.63% | Beats 17% | 61 / 72 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.20% | 0.58% | 1.09% | Beats 54% | 34 / 72 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.31% | 10.74% | 12.96% | 16.84% | Beats 3% | 70 / 72 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.31% | 10.74% | 12.96% | 16.84% | Beats 3% | 70 / 72 | |
| Liquidity & Funding |
| Loans / Deposits | 58.85% | 34.39% | 52.54% | 65.98% | 64th pctl | 26 / 72 | |
| Loans / Assets | 53.25% | 30.23% | 45.37% | 57.67% | 68th pctl | 23 / 72 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |