Oklahoma City, OK · Charter 24953
NCUA · 7 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.78% | 0.75% | 0.72% | 0.71% | 0.81% | 0.81% | 0.72% | 0.91% | +20 bps | |
| Return on Equity | 5.94% | 5.64% | 5.62% | 5.52% | 6.25% | 6.35% | 5.81% | 7.19% | +167 bps | |
| Net Interest Margin | 3.09% | 3.13% | 3.11% | 3.25% | 3.30% | 3.26% | 3.35% | 3.47% | +22 bps | |
| Efficiency Ratio | 74.21% | 74.43% | 76.05% | 76.05% | 75.06% | 73.66% | 74.55% | 72.39% | -365 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | 3.55% | 8.13% | 7.95% | 7.83% | 10.96% | 9.10% | 9.27% | +132 bps | |
| Loan Growth (YoY) | n/a | 1.28% | 3.53% | 5.42% | 6.14% | 7.69% | 11.58% | 12.07% | +665 bps | |
| Share Growth (YoY) | n/a | 4.91% | 10.60% | 10.25% | 9.32% | 10.73% | 7.96% | 7.96% | -229 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.20% | 0.20% | 0.12% | 0.17% | 0.24% | 0.26% | 0.25% | 0.25% | +9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.09% | 13.20% | 12.74% | 12.81% | 12.90% | 12.71% | 12.47% | 12.63% | -18 bps | |
| Net Worth / Assets | 13.09% | 13.20% | 12.74% | 12.81% | 12.90% | 12.71% | 12.47% | 12.63% | -18 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 90.71% | 90.51% | 86.00% | 86.80% | 88.07% | 88.02% | 88.89% | 90.11% | +331 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |