For Members Only
Chicago, IL · Charter 24946 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=95-96)
NCUA · 1 branch
Q2 2026
$6.3MAssets
$0KLoans
$5.4MShares
$937KNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 54% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 44 of 96).
- Widest gap: net interest margin trails 89% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 85 of 96).
- Overall: at or above the peer median on 2 of 6 directional measures.
Return on Assets
0.47%
Rank 44 of 96
Net Interest Margin
2.41%
Rank 85 of 96
Efficiency Ratio
95.24%
Rank 71 of 96
Equity / Assets
14.84%
Rank 51 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.47% | -0.02% | 0.42% | 1.03% | Beats 54% | 44 / 96 | |
| Return on Equity | 3.20% | -0.11% | 2.94% | 6.89% | Beats 53% | 45 / 95 | |
| Net Interest Margin | 2.41% | 3.01% | 3.57% | 4.27% | Beats 11% | 85 / 96 | |
| Efficiency Ratio | 95.24% | 73.45% | 82.91% | 96.61% | Beats 27% | 71 / 96 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.84% | 11.79% | 15.23% | 18.93% | Beats 47% | 51 / 96 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.84% | 11.79% | 15.23% | 18.93% | Beats 47% | 51 / 96 | |
| Liquidity & Funding |
| Loans / Deposits | 0.00% | 32.14% | 50.03% | 67.81% | 0th pctl | 94 / 96 | |
| Loans / Assets | 0.00% | 23.12% | 42.50% | 56.24% | 0th pctl | 94 / 96 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |