Oklahoma City, OK · Charter 24936
NCUA · 4 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.47% | 0.48% | 0.34% | 0.39% | 0.82% | 0.81% | 0.57% | 0.87% | +48 bps | |
| Return on Equity | 5.36% | 5.45% | 3.87% | 4.36% | 8.75% | 8.66% | 6.05% | 9.01% | +465 bps | |
| Net Interest Margin | 3.35% | 3.40% | 3.42% | 3.59% | 3.64% | 3.59% | 3.57% | 3.61% | +2 bps | |
| Efficiency Ratio | 85.17% | 84.83% | 87.04% | 83.80% | 76.25% | 77.20% | 82.80% | 78.02% | -578 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.09% | 1.09% | 2.52% | 1.99% | 1.06% | 3.50% | 2.44% | 3.87% | +188 bps | |
| Loan Growth (YoY) | -4.63% | -2.89% | -4.20% | -5.12% | 0.37% | 0.22% | 1.85% | 0.44% | +556 bps | |
| Share Growth (YoY) | -0.25% | 0.46% | 1.19% | 1.20% | 0.12% | 2.40% | 2.06% | 3.03% | +182 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.88% | 0.75% | 0.56% | 0.74% | 0.62% | 0.60% | 0.45% | 0.71% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.73% | 8.89% | 8.73% | 8.96% | 9.38% | 9.39% | 9.38% | 9.67% | +71 bps | |
| Net Worth / Assets | 8.73% | 8.89% | 8.73% | 8.96% | 9.38% | 9.39% | 9.38% | 9.67% | +71 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.08% | 80.07% | 76.24% | 77.30% | 81.29% | 78.36% | 76.09% | 75.36% | -194 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |