PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Korea First Bank of New York

New York City, NY · Cert 24918

FDIC

Q4 1999

$75.6MAssets
$36.6MLoans
$65.0MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of -2.31%, down 77 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 56.33% of deposits as of Q4 1999.

Return on Assets (YTD, annualized)

-2.31%-77 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1998Q2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999YoY ΔTrend
Earnings
Return on Assets-1.43%-1.69%-1.34%-1.54%-1.30%-1.60%-1.65%-2.31%-77 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-21.48%-15.58%-23.22%-18.75%-20.68%-21.00%-8.57%-35.05%-1,630 bps
Loan Growth (YoY)-12.98%-23.17%-26.69%-22.16%-31.30%-44.69%-1.40%-41.69%-1,953 bps
Deposit Growth (YoY)-21.89%-14.71%-23.18%-18.73%-20.91%-21.68%-7.64%-36.94%-1,821 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits68.95%60.46%62.52%60.91%59.89%42.69%66.75%56.33%-458 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a