Tulsa, OK · Charter 24901
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.88% | 0.66% | 1.22% | 1.32% | 1.15% | 1.10% | 1.17% | 1.11% | -21 bps | |
| Return on Equity | 7.51% | 5.72% | 11.00% | 11.35% | 9.78% | 9.19% | 9.64% | 8.95% | -241 bps | |
| Net Interest Margin | 2.66% | 2.63% | 2.81% | 2.92% | 2.82% | 2.82% | 3.09% | 3.08% | +17 bps | |
| Efficiency Ratio | 72.29% | 72.66% | 65.20% | 58.17% | 63.03% | 65.76% | 62.81% | 64.53% | +636 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.52% | 2.99% | 7.23% | 6.28% | 6.96% | 5.47% | 0.20% | 2.07% | -421 bps | |
| Loan Growth (YoY) | -9.40% | -11.34% | -12.72% | -9.74% | -9.12% | -8.66% | -8.10% | -9.78% | -4 bps | |
| Share Growth (YoY) | 1.64% | 3.02% | 6.61% | 6.43% | 6.55% | 4.79% | -0.30% | 0.83% | -560 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.21% | 0.01% | 0.00% | 0.02% | 0.31% | 0.63% | 0.48% | 0.50% | +48 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.70% | 11.49% | 11.12% | 11.63% | 11.81% | 11.99% | 12.18% | 12.39% | +76 bps | |
| Net Worth / Assets | 11.70% | 11.49% | 11.12% | 11.63% | 11.81% | 11.99% | 12.18% | 12.39% | +76 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 57.17% | 54.64% | 49.95% | 50.46% | 48.76% | 47.63% | 46.04% | 45.16% | -531 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |