PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Megabank of Arapahoe

Englewood, CO · Cert 24899

FDIC

Q1 2000

$339.3MAssets
$276.4MLoans
$287.7MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 2.39%, up 3 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 96.08% of deposits as of Q1 2000.

Return on Assets (YTD, annualized)

2.39%+3 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000YoY ΔTrend
Earnings
Return on Assets2.44%1.85%2.03%2.36%2.51%2.54%2.64%2.39%+3 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)31.17%34.93%44.57%27.85%38.45%36.14%41.06%41.08%+1,324 bps
Loan Growth (YoY)34.66%43.86%50.80%59.43%55.49%51.57%43.39%36.02%-2,342 bps
Deposit Growth (YoY)27.31%31.82%38.53%24.87%36.68%28.37%38.60%38.75%+1,388 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits84.25%86.79%95.03%98.01%95.85%102.47%98.31%96.08%-193 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a