Vickswood
Vicksburg, MS · Charter 24876 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$11.5MAssets
$5.1MLoans
$8.4MShares
$3.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: return on equity trails 58% of credit unions under $1B in assets (rank 983 of 1681).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.22%
Rank 387 of 1,683
Net Interest Margin
3.97%
Rank 689 of 1,683
Efficiency Ratio
75.35%
Rank 692 of 1,682
Equity / Assets
25.81%
Rank 89 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.22% | 0.35% | 0.74% | 1.18% | Beats 77% | 387 / 1,683 | |
| Return on Equity | 4.73% | 2.67% | 5.89% | 8.74% | Beats 42% | 983 / 1,681 | |
| Net Interest Margin | 3.97% | 3.31% | 3.82% | 4.32% | Beats 59% | 689 / 1,683 | |
| Efficiency Ratio | 75.35% | 68.91% | 78.20% | 86.93% | Beats 59% | 692 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.81% | 10.44% | 12.89% | 16.53% | Beats 95% | 89 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.81% | 10.44% | 12.89% | 16.53% | Beats 95% | 89 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 60.55% | 52.61% | 69.38% | 83.50% | 35th pctl | 1,086 / 1,683 | |
| Loans / Assets | 44.54% | 44.71% | 59.18% | 70.72% | 25th pctl | 1,268 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |