PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Massachusetts Co. Inc.

Boston, MA · Cert 24868

FDIC

Q4 2000

$14.6MAssets
$0KLoans
$0KDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 9.72%, up 898 bps year over year.

Return on Assets (YTD, annualized)

9.72%+898 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000Q3 2000Q4 2000YoY ΔTrend
Earnings
Return on Assets0.77%0.80%0.77%0.74%7.91%4.93%5.67%9.72%+898 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-0.48%-6.12%-94.34%-98.98%-98.92%-98.85%-82.93%8.92%+10,790 bps
Loan Growth (YoY)4.59%-2.44%-99.90%-100.00%-100.00%-100.00%-100.00%n/an/a
Deposit Growth (YoY)-33.82%-62.16%-100.00%-100.00%-100.00%-100.00%n/an/an/a
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%n/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits237%511%n/an/an/an/an/an/an/a
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a