Seneca Nation of Indians
Irving, NY · Charter 24863 · Peer group: credit unions under $1B in assets in NY (n=59)
NCUA · 2 branches
Q2 2026
$9.5MAssets
$5.2MLoans
$8.2MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 86% of credit unions under $1B in assets in NY (rank 8 of 59).
- Widest gap: nonperforming loans / loans trails 78% of credit unions under $1B in assets in NY (rank 47 of 59).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.09%
Rank 26 of 59
Net Interest Margin
4.47%
Rank 8 of 59
Efficiency Ratio
81.86%
Rank 44 of 59
Equity / Assets
13.47%
Rank 29 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.09% | 0.28% | 1.01% | 1.42% | Beats 56% | 26 / 59 | |
| Return on Equity | 8.10% | 2.31% | 7.92% | 10.52% | Beats 53% | 28 / 59 | |
| Net Interest Margin | 4.47% | 3.24% | 3.66% | 4.04% | Beats 86% | 8 / 59 | |
| Efficiency Ratio | 81.86% | 63.53% | 74.15% | 82.44% | Beats 27% | 44 / 59 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.43% | 0.32% | 0.68% | 1.20% | Beats 22% | 47 / 59 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.47% | 10.94% | 13.05% | 16.06% | Beats 51% | 29 / 59 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.47% | 10.94% | 13.05% | 16.06% | Beats 51% | 29 / 59 | |
| Liquidity & Funding |
| Loans / Deposits | 62.91% | 40.49% | 57.59% | 78.86% | 59th pctl | 24 / 59 | |
| Loans / Assets | 54.41% | 33.06% | 50.92% | 63.03% | 58th pctl | 25 / 59 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |