Oahu
Honolulu, HI · Charter 24830 · Peer group: credit unions under $1B in assets (n=1,757-1,761)
NCUA · 1 branch
Q3 2024
$49.7MAssets
$19.9MLoans
$45.3MShares
$3.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 25% of credit unions under $1B in assets (rank 1314 of 1757).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets (rank 1759 of 1761).
- Overall: at or above the peer median on 0 of 6 directional measures.
Return on Assets
-7.57%
Rank 1,751 of 1,761
Net Interest Margin
-1.61%
Rank 1,759 of 1,761
Equity / Assets
7.37%
Rank 1,718 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -7.57% | 0.26% | 0.70% | 1.22% | Beats 1% | 1,751 / 1,761 | | |
| Return on Equity | -102.70% | 2.09% | 5.52% | 9.08% | Beats 1% | 1,750 / 1,761 | | |
| Net Interest Margin | -1.61% | 3.03% | 3.59% | 4.25% | Beats 0% | 1,759 / 1,761 | | |
| Efficiency Ratio | n/a | Not reported for this institution |
| Asset Quality |
| Nonperforming Loans / Loans | 1.25% | 0.26% | 0.65% | 1.27% | Beats 25% | 1,314 / 1,757 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.37% | 10.05% | 12.42% | 15.87% | Beats 2% | 1,718 / 1,761 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.37% | 10.05% | 12.42% | 15.87% | Beats 2% | 1,718 / 1,761 | | |
| Liquidity & Funding |
| Loans / Deposits | 44.06% | 56.21% | 73.13% | 85.64% | 12th pctl | 1,548 / 1,759 | | |
| Loans / Assets | 40.17% | 47.85% | 62.48% | 73.19% | 15th pctl | 1,501 / 1,761 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |