Westreet
Tulsa, OK · Charter 24812 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 15 branches
Q2 2026
$966.8MAssets
$733.1MLoans
$868.4MShares
$92.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 31% of credit unions under $1B in assets (rank 1167 of 1683).
- Widest gap: nonperforming loans / loans trails 91% of credit unions under $1B in assets (rank 1536 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.17%
Rank 1,408 of 1,683
Net Interest Margin
3.44%
Rank 1,167 of 1,683
Efficiency Ratio
85.09%
Rank 1,190 of 1,682
Equity / Assets
9.55%
Rank 1,419 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.17% | 0.35% | 0.74% | 1.18% | Beats 16% | 1,408 / 1,683 | |
| Return on Equity | 1.78% | 2.67% | 5.89% | 8.74% | Beats 19% | 1,363 / 1,681 | |
| Net Interest Margin | 3.44% | 3.31% | 3.82% | 4.32% | Beats 31% | 1,167 / 1,683 | |
| Efficiency Ratio | 85.09% | 68.91% | 78.20% | 86.93% | Beats 29% | 1,190 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.77% | 0.26% | 0.65% | 1.29% | Beats 9% | 1,536 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.55% | 10.44% | 12.89% | 16.53% | Beats 16% | 1,419 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.55% | 10.44% | 12.89% | 16.53% | Beats 16% | 1,419 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 84.42% | 52.61% | 69.38% | 83.50% | 77th pctl | 393 / 1,683 | |
| Loans / Assets | 75.82% | 44.71% | 59.18% | 70.72% | 85th pctl | 256 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |