PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Standard Financial Corp.

Honolulu, HI · Cert 24810

FDIC

Q1 2000

$21.5MAssets
$13.9MLoans
$17.9MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.21%, up 486 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 77.72% of deposits as of Q1 2000.

Return on Assets (YTD, annualized)

0.21%+486 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000YoY ΔTrend
Earnings
Return on Assets-0.48%-0.41%-0.58%-4.65%-3.05%-2.75%-2.33%0.21%+486 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-9.96%-15.57%-15.20%-17.98%-19.33%-16.84%-10.87%-4.74%+1,324 bps
Loan Growth (YoY)-26.14%-31.16%-25.46%-19.85%-6.69%5.21%16.95%7.78%+2,763 bps
Deposit Growth (YoY)-10.32%-16.79%-17.26%-19.42%-21.01%-17.65%-10.65%-4.44%+1,498 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits67.01%65.75%65.82%68.91%79.16%84.00%86.16%77.72%+881 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a