Brooklyn, NY · Charter 24790
NCUA · 2 branches
Q2 2023
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2023, the quarter ended June 30, 2023, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Brooklyn, NY · Charter 24790
NCUA · 2 branches
Q2 2023
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2022 | Q3 2022 | Q4 2022 | Q1 2023 | Q2 2023 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -2.12% | -2.88% | 0.00% | 0.00% | 0.00% | +212 bps | |
| Return on Equity | -19.99% | -25.89% | 0.00% | n/a | 0.00% | +1,999 bps | |
| Net Interest Margin | 0.04% | 0.05% | 0.00% | 0.00% | 0.00% | -4 bps | |
| Efficiency Ratio | 2146% | 903% | n/a | n/a | n/a | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | -30.84% | -36.30% | -47.93% | -57.69% | -52.88% | -2,204 bps | |
| Loan Growth (YoY) | -100.00% | -100.00% | n/a | n/a | n/a | n/a | |
| Share Growth (YoY) | -33.05% | -38.60% | -49.85% | -52.35% | -56.90% | -2,385 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | 10.59% | 11.11% | 12.60% | 0.00% | 19.29% | +870 bps | |
| Net Worth / Assets | 10.59% | 11.11% | 12.60% | 0.00% | 19.29% | +870 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |