First Pioneers
Lafayette, LA · Charter 24783 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
$60.9MAssets
$43.3MLoans
$55.0MShares
$6.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 68% of credit unions under $1B in assets in LA (rank 19 of 57).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets in LA (rank 47 of 57).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.40%
Rank 35 of 57
Net Interest Margin
3.73%
Rank 35 of 57
Efficiency Ratio
87.06%
Rank 39 of 56
Equity / Assets
11.05%
Rank 47 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.40% | 0.18% | 0.61% | 1.03% | Beats 39% | 35 / 57 | | |
| Return on Equity | 3.63% | 0.88% | 3.71% | 5.62% | Beats 47% | 30 / 57 | | |
| Net Interest Margin | 3.73% | 3.51% | 3.94% | 4.60% | Beats 39% | 35 / 57 | | |
| Efficiency Ratio | 87.06% | 76.49% | 84.29% | 92.65% | Beats 32% | 39 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.89% | 0.35% | 1.18% | 2.04% | Beats 68% | 19 / 57 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.05% | 11.86% | 15.46% | 23.44% | Beats 18% | 47 / 57 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.05% | 11.86% | 15.46% | 23.44% | Beats 18% | 47 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.72% | 55.77% | 71.07% | 79.18% | 72nd pctl | 16 / 57 | | |
| Loans / Assets | 71.14% | 44.60% | 59.45% | 67.17% | 86th pctl | 8 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |