Wasatch Peaks
Ogden, UT · Charter 24780 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$658.4MAssets
$551.9MLoans
$545.9MShares
$69.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 86% of credit unions under $1B in assets (rank 232 of 1682).
- Widest gap: net interest margin trails 93% of credit unions under $1B in assets (rank 1560 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.79%
Rank 790 of 1,683
Net Interest Margin
2.74%
Rank 1,560 of 1,683
Efficiency Ratio
77.47%
Rank 802 of 1,682
Equity / Assets
10.57%
Rank 1,243 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.79% | 0.35% | 0.74% | 1.18% | Beats 53% | 790 / 1,683 | | |
| Return on Equity | 7.50% | 2.67% | 5.89% | 8.74% | Beats 65% | 584 / 1,681 | | |
| Net Interest Margin | 2.74% | 3.31% | 3.82% | 4.32% | Beats 7% | 1,560 / 1,683 | | |
| Efficiency Ratio | 77.47% | 68.91% | 78.20% | 86.93% | Beats 52% | 802 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.26% | 0.65% | 1.29% | Beats 86% | 232 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.57% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,243 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.57% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,243 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 101.09% | 52.61% | 69.38% | 83.50% | 97th pctl | 50 / 1,683 | | |
| Loans / Assets | 83.83% | 44.71% | 59.18% | 70.72% | 96th pctl | 63 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |