Meadow Grove, NE · Charter 24759
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.49% | 1.16% | 0.99% | 1.50% | 1.69% | 1.46% | 1.85% | 1.67% | +17 bps | |
| Return on Equity | 10.77% | 8.84% | 7.80% | 11.64% | 12.58% | 9.97% | 12.05% | 10.88% | -76 bps | |
| Net Interest Margin | 3.87% | 3.50% | 3.38% | 3.78% | 3.91% | 4.00% | 4.66% | 4.33% | +55 bps | |
| Efficiency Ratio | 68.02% | 72.85% | 75.29% | 66.11% | 63.51% | 69.91% | 65.30% | 66.37% | +26 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.52% | 9.07% | 10.80% | 22.82% | 14.55% | -0.56% | -7.63% | -7.20% | -3,002 bps | |
| Loan Growth (YoY) | 11.34% | 8.42% | 8.67% | 0.61% | 8.98% | 22.46% | 19.57% | 17.65% | +1,704 bps | |
| Share Growth (YoY) | 1.26% | 9.03% | 11.15% | 25.15% | 15.08% | -2.40% | -10.53% | -9.84% | -3,499 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.21% | 0.00% | 0.00% | 0.76% | 0.00% | 0.00% | 0.78% | 2.10% | +135 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.69% | 2.83% | 2.78% | 2.59% | 2.25% | 2.10% | 2.11% | 2.11% | -48 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.82% | 13.08% | 12.64% | 12.90% | 13.43% | 14.61% | 15.37% | 15.38% | +248 bps | |
| Net Worth / Assets | 13.82% | 13.08% | 12.64% | 12.90% | 13.43% | 14.61% | 15.37% | 15.38% | +248 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 70.18% | 62.15% | 59.78% | 59.58% | 66.45% | 77.98% | 79.90% | 77.74% | +1,816 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |