East Point, GA · Charter 24737
Q2 2005
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2005, the quarter ended June 30, 2005, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
East Point, GA · Charter 24737
Q2 2005
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2005 | Q2 2005 | YoY Δ | Trend |
|---|---|---|---|---|
| Earnings | ||||
| Return on Assets | 24.24% | 17.31% | n/a | |
| Return on Equity | 400% | 240% | n/a | |
| Net Interest Margin | -0.77% | 0.11% | n/a | |
| Efficiency Ratio | 77.92% | 16.67% | n/a | |
| Growth | ||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a |
| Asset Quality | ||||
| Delinquent Loans / Loans | 0.00% | 0.00% | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | n/a | |
| Capital | ||||
| Risk-Based Capital | 6.06% | 7.20% | n/a | |
| Net Worth / Assets | 6.06% | 7.20% | n/a | |
| Liquidity & Funding | ||||
| Loans / Shares | 33.52% | 9.74% | n/a | |
| Liquid Assets / Assets | 51.54% | 47.25% | n/a | |