PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

County Bank

Prescott, AZ · Cert 24728

FDIC

Q2 2000

$246.5MAssets
$158.4MLoans
$223.4MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.76%, up 6 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 70.90% of deposits as of Q2 2000.

Return on Assets (YTD, annualized)

1.76%+6 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000YoY ΔTrend
Earnings
Return on Assets1.64%1.64%1.68%1.70%1.75%1.75%1.74%1.76%+6 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)34.55%29.20%18.34%17.96%17.75%12.74%11.14%9.62%-834 bps
Loan Growth (YoY)30.83%26.25%18.31%12.91%11.43%10.70%13.81%13.71%+80 bps
Deposit Growth (YoY)35.27%29.46%16.74%16.43%16.42%11.23%10.42%8.70%-773 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits69.61%68.27%67.29%67.77%66.63%67.94%69.36%70.90%+312 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a