Canton, OH · Charter 24720
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.34% | -1.09% | -0.44% | -0.45% | 0.02% | 0.37% | 4.00% | 2.10% | +256 bps | |
| Return on Equity | -4.62% | -16.60% | -7.00% | -6.86% | 0.20% | 4.10% | 41.03% | 20.66% | +2,752 bps | |
| Net Interest Margin | 4.11% | 4.33% | 4.20% | 4.17% | 5.24% | 5.88% | 6.47% | 6.25% | +208 bps | |
| Efficiency Ratio | 93.26% | 93.31% | 97.23% | 93.91% | 90.41% | 86.85% | 78.41% | 85.79% | -812 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.42% | -7.59% | -12.36% | -12.63% | -24.34% | -27.70% | -26.31% | -25.48% | -1,284 bps | |
| Loan Growth (YoY) | -6.96% | -5.35% | -5.47% | -15.95% | -25.73% | -29.57% | -32.05% | -27.92% | -1,197 bps | |
| Share Growth (YoY) | -0.89% | -6.41% | -13.75% | -12.62% | -25.61% | -30.24% | -28.27% | -28.67% | -1,605 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.85% | 1.74% | 1.34% | 1.20% | 1.44% | 0.81% | 0.86% | 0.35% | -85 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.27% | 6.58% | 6.33% | 6.58% | 8.24% | 9.11% | 9.74% | 10.19% | +361 bps | |
| Net Worth / Assets | 7.27% | 6.58% | 6.33% | 6.58% | 8.24% | 9.11% | 9.74% | 10.19% | +361 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 91.93% | 95.80% | 91.92% | 84.60% | 91.78% | 96.72% | 87.07% | 85.48% | +88 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |