Canton, OH · Charter 24720
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
22
Asset Quality
69
Profitability
98
Liquidity
29
Efficiency
28
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Canton, OH · Charter 24720
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.45% | 0.02% | 0.37% | 4.00% | 2.10% | +256 bps | |
| Return on Equity | -6.86% | 0.20% | 4.10% | 41.03% | 20.66% | +2,752 bps | |
| Net Interest Margin | 4.17% | 5.24% | 5.88% | 6.47% | 6.25% | +208 bps | |
| Efficiency Ratio | 93.91% | 90.41% | 86.85% | 78.41% | 85.79% | -812 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -12.63% | -24.34% | -27.70% | -26.31% | -25.48% | -1,284 bps | |
| Loan Growth (YoY) | -15.95% | -25.73% | -29.57% | -32.05% | -27.92% | -1,197 bps | |
| Share Growth (YoY) | -12.62% | -25.61% | -30.24% | -28.27% | -28.67% | -1,605 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.20% | 1.44% | 0.81% | 0.86% | 0.35% | -85 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 6.58% | 8.24% | 9.11% | 9.74% | 10.19% | +361 bps | |
| Net Worth / Assets | 6.58% | 8.24% | 9.11% | 9.74% | 10.19% | +361 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 84.60% | 91.78% | 96.72% | 87.07% | 85.48% | +88 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Canton, OH · Charter 24720 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
Return on Assets
2.11%
Rank 64 of 1,683
Net Interest Margin
6.25%
Rank 29 of 1,683
Efficiency Ratio
85.91%
Rank 1,219 of 1,682
Equity / Assets
10.19%
Rank 1,305 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.11% | 0.35% | 0.74% | 1.18% | Beats 96% | 64 / 1,683 | |
| Return on Equity | 20.68% | 2.67% | 5.89% | 8.74% | Beats 99% | 9 / 1,681 | |
| Net Interest Margin | 6.25% | 3.31% | 3.82% | 4.32% | Beats 98% | 29 / 1,683 | |
| Efficiency Ratio | 85.91% | 68.91% | 78.20% | 86.93% | Beats 28% | 1,219 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.35% | 0.26% | 0.65% | 1.29% | Beats 69% | 522 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.19% | 10.44% | 12.89% | 16.53% | Beats 22% | 1,305 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.19% | 10.44% | 12.89% | 16.53% | Beats 22% | 1,305 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 85.48% | 52.61% | 69.38% | 83.50% | 78th pctl | 363 / 1,683 | |
| Loans / Assets | 76.27% | 44.71% | 59.18% | 70.72% | 86th pctl | 241 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||