Shreveport, LA · Charter 24712
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
23
Asset Quality
18
Profitability
38
Liquidity
53
Efficiency
54
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Shreveport, LA · Charter 24712
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.54% | 0.13% | -0.19% | -0.44% | 0.28% | -26 bps | |
| Return on Equity | 4.41% | 1.06% | -1.52% | -3.79% | 2.36% | -205 bps | |
| Net Interest Margin | 2.51% | 4.08% | 4.22% | 3.85% | 3.91% | +140 bps | |
| Efficiency Ratio | 79.41% | 90.29% | 95.40% | 90.04% | 82.74% | +333 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 67.01% | 66.42% | 61.24% | -1.64% | 1.30% | -6,572 bps | |
| Loan Growth (YoY) | 36.50% | 32.08% | 25.14% | 4.13% | 5.48% | -3,102 bps | |
| Share Growth (YoY) | 64.75% | 65.39% | 61.39% | -1.53% | 2.00% | -6,275 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.86% | 2.62% | 2.53% | 2.06% | 2.59% | -27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.28% | 12.03% | 12.17% | 11.63% | 11.75% | -53 bps | |
| Net Worth / Assets | 12.28% | 12.03% | 12.17% | 11.63% | 11.75% | -53 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 53.93% | 53.59% | 54.84% | 53.63% | 55.77% | +184 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Shreveport, LA · Charter 24712 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
Return on Assets
0.28%
Rank 40 of 57
Net Interest Margin
3.92%
Rank 31 of 57
Efficiency Ratio
82.78%
Rank 27 of 56
Equity / Assets
11.75%
Rank 44 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.28% | 0.18% | 0.61% | 1.03% | Beats 30% | 40 / 57 | |
| Return on Equity | 2.37% | 0.88% | 3.71% | 5.62% | Beats 37% | 36 / 57 | |
| Net Interest Margin | 3.92% | 3.51% | 3.94% | 4.60% | Beats 46% | 31 / 57 | |
| Efficiency Ratio | 82.78% | 76.49% | 84.29% | 92.65% | Beats 54% | 27 / 56 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 2.59% | 0.35% | 1.18% | 2.04% | Beats 18% | 48 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 11.75% | 11.86% | 15.46% | 23.44% | Beats 23% | 44 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 11.75% | 11.86% | 15.46% | 23.44% | Beats 23% | 44 / 57 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 55.77% | 55.77% | 71.07% | 79.18% | 25th pctl | 43 / 57 | |
| Loans / Assets | 49.31% | 44.60% | 59.45% | 67.17% | 30th pctl | 40 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||