Nebraska Rural Community
Morrill, NE · Charter 24695 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$3.7MAssets
$2.9MLoans
$3.3MShares
$367KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 75% of credit unions under $1B in assets (rank 423 of 1683).
- Widest gap: nonperforming loans / loans trails 96% of credit unions under $1B in assets (rank 1610 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.00%
Rank 1,478 of 1,683
Net Interest Margin
4.31%
Rank 423 of 1,683
Efficiency Ratio
93.68%
Rank 1,480 of 1,682
Equity / Assets
10.02%
Rank 1,339 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.00% | 0.35% | 0.74% | 1.18% | Beats 12% | 1,478 / 1,683 | | |
| Return on Equity | 0.00% | 2.67% | 5.89% | 8.74% | Beats 12% | 1,478 / 1,681 | | |
| Net Interest Margin | 4.31% | 3.31% | 3.82% | 4.32% | Beats 75% | 423 / 1,683 | | |
| Efficiency Ratio | 93.68% | 68.91% | 78.20% | 86.93% | Beats 12% | 1,480 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.29% | 0.26% | 0.65% | 1.29% | Beats 4% | 1,610 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.02% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,339 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.02% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,339 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.04% | 52.61% | 69.38% | 83.50% | 81st pctl | 318 / 1,683 | | |
| Loans / Assets | 78.30% | 44.71% | 59.18% | 70.72% | 89th pctl | 184 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |