Mountain America
Sandy, UT · Charter 24692 · Peer group: credit unions any (n=25)
NCUA · 106 branches
Q2 2026
$22.9BAssets
$18.8BLoans
$20.3BShares
$2.2BNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 88% of credit unions any (rank 3 of 25).
- Widest gap: equity / assets trails 76% of credit unions any (rank 19 of 25).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.87%
Rank 14 of 25
Net Interest Margin
3.91%
Rank 3 of 25
Efficiency Ratio
60.74%
Rank 12 of 25
Equity / Assets
9.55%
Rank 19 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.54% | 0.87% | 1.36% | Beats 44% | 14 / 25 | | |
| Return on Equity | 9.14% | 5.49% | 9.20% | 10.99% | Beats 44% | 14 / 25 | | |
| Net Interest Margin | 3.91% | 2.86% | 3.13% | 3.50% | Beats 88% | 3 / 25 | | |
| Efficiency Ratio | 60.74% | 54.62% | 61.07% | 70.28% | Beats 56% | 12 / 25 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.30% | 0.64% | 0.92% | 1.30% | Beats 28% | 19 / 25 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.55% | 9.55% | 10.72% | 11.84% | Beats 24% | 19 / 25 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.55% | 9.55% | 10.72% | 11.84% | Beats 24% | 19 / 25 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.42% | 81.23% | 88.75% | 93.33% | 60th pctl | 10 / 25 | | |
| Loans / Assets | 82.10% | 68.82% | 78.26% | 79.51% | 84th pctl | 4 / 25 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |