New York, NY · Charter 24670
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.60% | 0.60% | 2.36% | 1.48% | 1.17% | 0.87% | 0.28% | 0.44% | -104 bps | |
| Return on Equity | 5.00% | 4.92% | 19.09% | 12.05% | 9.49% | 7.33% | 2.40% | 3.73% | -832 bps | |
| Net Interest Margin | 3.88% | 3.97% | 4.02% | 4.11% | 4.15% | 4.03% | 4.08% | 4.12% | +1 bps | |
| Efficiency Ratio | 79.08% | 80.83% | 61.99% | 67.11% | 70.03% | 68.29% | 73.53% | 71.61% | +450 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.88% | 2.37% | 4.63% | 5.44% | 5.87% | 10.27% | 8.20% | 7.13% | +169 bps | |
| Loan Growth (YoY) | 19.44% | 16.91% | 13.43% | 7.43% | 2.31% | -0.89% | -3.35% | -4.42% | -1,185 bps | |
| Share Growth (YoY) | 0.62% | 2.05% | 2.91% | 3.81% | 4.52% | 8.68% | 7.99% | 7.54% | +372 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 3.59% | 3.61% | 3.30% | 4.54% | 5.09% | 5.16% | 3.12% | 4.37% | -17 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.09% | 12.21% | 12.35% | 12.31% | 12.33% | 11.84% | 11.70% | 11.76% | -54 bps | |
| Net Worth / Assets | 12.09% | 12.21% | 12.35% | 12.31% | 12.33% | 11.84% | 11.70% | 11.76% | -54 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 43.39% | 44.39% | 43.64% | 43.21% | 42.48% | 40.48% | 39.06% | 38.40% | -480 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |