PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Franklin NB of WA D C

Washington, DC · Cert 24658

FDIC

Q4 1998

$800.8MAssets
$384.9MLoans
$536.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.61%, down 57 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 71.73% of deposits as of Q4 1998.

Return on Assets (YTD, annualized)

0.61%-57 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1997Q2 1997Q3 1997Q4 1997Q1 1998Q2 1998Q3 1998Q4 1998YoY ΔTrend
Earnings
Return on Assets1.17%1.20%1.23%1.18%1.09%0.75%0.82%0.61%-57 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)47.96%36.14%13.90%30.13%36.01%41.07%46.09%23.88%-625 bps
Loan Growth (YoY)41.10%37.69%28.83%29.48%30.71%31.32%29.82%29.96%+48 bps
Deposit Growth (YoY)36.15%27.37%2.89%17.74%23.73%29.78%33.56%24.46%+672 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits65.36%67.77%74.18%68.70%69.04%68.57%72.10%71.73%+304 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a