First Priority
Huntington, WV · Charter 24649 · Peer group: credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (n=16)
NCUA · 2 branches
Q2 2026
$74.8MAssets
$28.3MLoans
$65.3MShares
$9.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 94% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 2 of 16).
- Widest gap: net interest margin trails 87% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 14 of 16).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.97%
Rank 2 of 16
Net Interest Margin
2.98%
Rank 14 of 16
Efficiency Ratio
64.40%
Rank 2 of 16
Equity / Assets
12.49%
Rank 9 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.97% | 0.26% | 0.64% | 1.04% | Beats 88% | 2 / 16 | |
| Return on Equity | 15.74% | 2.11% | 6.23% | 8.05% | Beats 88% | 2 / 16 | |
| Net Interest Margin | 2.98% | 3.27% | 3.61% | 4.55% | Beats 13% | 14 / 16 | |
| Efficiency Ratio | 64.40% | 73.53% | 78.18% | 86.56% | Beats 94% | 2 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.14% | 0.76% | 1.98% | 4.44% | Beats 62% | 7 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.49% | 11.13% | 12.88% | 16.82% | Beats 44% | 9 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.49% | 11.13% | 12.88% | 16.82% | Beats 44% | 9 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 43.29% | 50.42% | 58.02% | 68.47% | 6th pctl | 15 / 16 | |
| Loans / Assets | 37.77% | 44.10% | 51.06% | 58.46% | 13th pctl | 14 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |