Prescott
Prescott, AZ · Charter 2460 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$11.1MAssets
$4.5MLoans
$10.4MShares
$676KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 80% of credit unions under $1B in assets (rank 336 of 1683).
- Widest gap: equity / assets trails 99% of credit unions under $1B in assets (rank 1668 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-1.87%
Rank 1,645 of 1,683
Net Interest Margin
4.49%
Rank 336 of 1,683
Efficiency Ratio
128.80%
Rank 1,655 of 1,682
Equity / Assets
6.07%
Rank 1,668 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.87% | 0.35% | 0.74% | 1.18% | Beats 2% | 1,645 / 1,683 | |
| Return on Equity | -30.77% | 2.67% | 5.89% | 8.74% | Beats 1% | 1,665 / 1,681 | |
| Net Interest Margin | 4.49% | 3.31% | 3.82% | 4.32% | Beats 80% | 336 / 1,683 | |
| Efficiency Ratio | 128.80% | 68.91% | 78.20% | 86.93% | Beats 2% | 1,655 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.26% | 0.65% | 1.29% | Beats 62% | 645 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 6.07% | 10.44% | 12.89% | 16.53% | Beats 1% | 1,668 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 6.07% | 10.44% | 12.89% | 16.53% | Beats 1% | 1,668 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 42.96% | 52.61% | 69.38% | 83.50% | 14th pctl | 1,448 / 1,683 | |
| Loans / Assets | 40.22% | 44.71% | 59.18% | 70.72% | 19th pctl | 1,361 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |