Toledo Urban
Toledo, OH · Charter 24578 · Peer group: credit unions under $1B in assets in the Toledo, OH area (n=16)
NCUA · 2 branches
Q2 2026
$18.0MAssets
$14.5MLoans
$16.1MShares
$1.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 81% of credit unions under $1B in assets in the Toledo, OH area (rank 3 of 16).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Toledo, OH area (rank 16 of 16).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-1.77%
Rank 16 of 16
Net Interest Margin
4.01%
Rank 3 of 16
Efficiency Ratio
114.30%
Rank 16 of 16
Equity / Assets
9.83%
Rank 13 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.77% | 0.42% | 0.79% | 1.25% | Beats 0% | 16 / 16 | |
| Return on Equity | -17.99% | 4.46% | 6.21% | 8.07% | Beats 0% | 16 / 16 | |
| Net Interest Margin | 4.01% | 3.36% | 3.61% | 4.01% | Beats 81% | 3 / 16 | |
| Efficiency Ratio | 114.30% | 73.52% | 82.33% | 89.54% | Beats 6% | 16 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.78% | 0.27% | 0.89% | 1.78% | Beats 25% | 13 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.83% | 10.18% | 11.33% | 14.76% | Beats 19% | 13 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.83% | 10.18% | 11.33% | 14.76% | Beats 19% | 13 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 90.52% | 46.01% | 53.43% | 81.29% | 88th pctl | 2 / 16 | |
| Loans / Assets | 80.89% | 40.62% | 46.48% | 59.08% | 94th pctl | 1 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |