Greylock
Pittsfield, MA · Charter 24560 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.8BAssets
$1.4BLoans
$1.5BShares
$229.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 77% of credit unions $1B-$10B in assets (rank 101 of 435).
- Widest gap: nonperforming loans / loans trails 85% of credit unions $1B-$10B in assets (rank 372 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.85%
Rank 199 of 435
Net Interest Margin
3.48%
Rank 184 of 435
Efficiency Ratio
76.79%
Rank 311 of 435
Equity / Assets
12.81%
Rank 101 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.85% | 0.55% | 0.81% | 1.14% | Beats 54% | 199 / 435 | | |
| Return on Equity | 6.66% | 5.12% | 7.41% | 9.70% | Beats 40% | 259 / 435 | | |
| Net Interest Margin | 3.48% | 3.01% | 3.39% | 3.75% | Beats 58% | 184 / 435 | | |
| Efficiency Ratio | 76.79% | 65.25% | 71.39% | 77.86% | Beats 29% | 311 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.35% | 0.45% | 0.69% | 1.05% | Beats 15% | 372 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.81% | 9.81% | 10.84% | 12.63% | Beats 77% | 101 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.81% | 9.81% | 10.84% | 12.63% | Beats 77% | 101 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.46% | 78.33% | 88.38% | 95.61% | 60th pctl | 172 / 435 | | |
| Loans / Assets | 77.87% | 67.69% | 74.58% | 80.80% | 61st pctl | 169 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |