PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Evergreen Park Schools

Evergreen Park, IL · Charter 24547

NCUA · 1 branch

Q2 2026

$10.0MAssets
$4.0MLoans
$8.1MShares
$1.9MNet Worth

Executive Summary

  • Earnings: ROA of 2.07%, up 110 bps year over year; NIM at 3.84%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 19.44%, up 150 bps from a year ago.
  • Funding: loans stand at 49.67% of shares as of Q2 2026.

Return on Assets (quarter, annualized)

2.07%+110 bps YoY

Net Interest Margin (quarter, annualized)

3.84%+106 bps YoY

Efficiency Ratio (quarter, annualized)

47.35%-1,842 bps YoY

Net Worth / Assets

19.44%+150 bps YoY

Discrete quarter, annualized.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.63%0.27%0.70%0.97%1.18%0.60%1.76%2.07%+110 bps
Return on Equity3.55%1.53%3.95%5.41%6.23%3.21%9.29%10.64%+523 bps
Net Interest Margin2.45%2.08%2.58%2.77%2.98%2.32%3.73%3.84%+106 bps
Efficiency Ratio74.62%87.08%73.76%65.77%61.35%75.46%53.42%47.35%-1,842 bps
Growth
Asset Growth (YoY)-17.22%-15.93%-7.49%-4.81%-3.71%-1.64%-2.49%-2.02%+280 bps
Loan Growth (YoY)-9.21%-6.22%-7.02%-7.04%-5.48%-8.27%-6.02%-1.51%+553 bps
Share Growth (YoY)-20.03%-15.79%-7.25%-6.21%-3.89%-4.46%-4.05%-3.88%+233 bps
Asset Quality
Delinquent Loans / Loans0.00%0.16%0.00%0.00%0.02%0.09%0.05%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital17.62%17.82%17.68%17.94%18.98%18.72%18.99%19.44%+150 bps
Net Worth / Assets17.62%17.82%17.68%17.94%18.98%18.72%18.99%19.44%+150 bps
Liquidity & Funding
Loans / Shares52.36%53.53%51.82%48.47%51.50%51.39%50.75%49.67%+119 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps