PackageTrendsPeer
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American NB of Duncan

Duncan, OK · Cert 24525

FDIC

Q3 1995

$43.4MAssets
$20.8MLoans
$39.2MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.70%, up 26 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 53.11% of deposits as of Q3 1995.

Return on Assets (YTD, annualized)

0.70%+26 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1994Q2 1994Q3 1994Q4 1994Q1 1995Q2 1995Q3 1995YoY ΔTrend
Earnings
Return on Assets1.12%0.83%0.44%0.19%0.18%0.58%0.70%+26 bps
Return on Equityn/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-1.40%-3.26%3.16%n/a
Loan Growth (YoY)n/an/an/an/a-4.99%1.04%-4.89%n/a
Deposit Growth (YoY)n/an/an/an/a-3.20%-4.07%2.70%n/a
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits61.85%56.41%57.35%57.31%60.70%59.42%53.11%-424 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/a