Tinker
Oklahoma City, OK · Charter 24524 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 32 branches
Q2 2026
$6.1BAssets
$3.6BLoans
$5.2BShares
$900.9MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 91% of credit unions $1B-$10B in assets (rank 39 of 435).
- Widest gap: return on equity trails 69% of credit unions $1B-$10B in assets (rank 301 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.82%
Rank 212 of 435
Net Interest Margin
3.99%
Rank 55 of 435
Efficiency Ratio
69.54%
Rank 183 of 435
Equity / Assets
14.72%
Rank 39 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.55% | 0.81% | 1.14% | Beats 51% | 212 / 435 | |
| Return on Equity | 5.57% | 5.12% | 7.41% | 9.70% | Beats 31% | 301 / 435 | |
| Net Interest Margin | 3.99% | 3.01% | 3.39% | 3.75% | Beats 87% | 55 / 435 | |
| Efficiency Ratio | 69.54% | 65.25% | 71.39% | 77.86% | Beats 58% | 183 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.63% | 0.45% | 0.69% | 1.05% | Beats 56% | 194 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.72% | 9.81% | 10.84% | 12.63% | Beats 91% | 39 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.72% | 9.81% | 10.84% | 12.63% | Beats 91% | 39 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 69.12% | 78.33% | 88.38% | 95.61% | 12th pctl | 381 / 435 | |
| Loans / Assets | 58.73% | 67.69% | 74.58% | 80.80% | 13th pctl | 380 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |