Blackstone River
Woonsocket, RI · Charter 24523 · Peer group: credit unions under $1B in assets in the Providence-Warwick, RI-MA area (n=25)
NCUA · 2 branches
Q2 2026
$75.1MAssets
$30.8MLoans
$66.3MShares
$8.6MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 84% of credit unions under $1B in assets in the Providence-Warwick, RI-MA area (rank 4 of 25).
- Widest gap: nonperforming loans / loans trails 76% of credit unions under $1B in assets in the Providence-Warwick, RI-MA area (rank 20 of 25).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.05%
Rank 4 of 25
Net Interest Margin
3.68%
Rank 7 of 25
Efficiency Ratio
74.87%
Rank 7 of 25
Equity / Assets
11.40%
Rank 13 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.05% | 0.39% | 0.58% | 0.96% | Beats 84% | 4 / 25 | |
| Return on Equity | 9.19% | 3.08% | 5.38% | 8.04% | Beats 80% | 5 / 25 | |
| Net Interest Margin | 3.68% | 2.78% | 3.19% | 3.68% | Beats 72% | 7 / 25 | |
| Efficiency Ratio | 74.87% | 74.87% | 81.63% | 89.25% | Beats 76% | 7 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.12% | 0.21% | 0.48% | 0.93% | Beats 24% | 20 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.40% | 9.94% | 11.40% | 12.51% | Beats 48% | 13 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.40% | 9.94% | 11.40% | 12.51% | Beats 48% | 13 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 46.53% | 54.80% | 74.79% | 86.25% | 20th pctl | 20 / 25 | |
| Loans / Assets | 41.07% | 49.28% | 61.62% | 76.11% | 20th pctl | 20 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |