Dade County
Sweetwater, FL · Charter 24508 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 11 branches
Q2 2026
$1.5BAssets
$1.1BLoans
$1.2BShares
$196.9MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 95% of credit unions $1B-$10B in assets (rank 20 of 435).
- Widest gap: efficiency ratio trails 25% of credit unions $1B-$10B in assets (rank 110 of 435).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.69%
Rank 20 of 435
Net Interest Margin
4.00%
Rank 53 of 435
Efficiency Ratio
65.32%
Rank 110 of 435
Equity / Assets
12.82%
Rank 98 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.69% | 0.55% | 0.81% | 1.14% | Beats 95% | 20 / 435 | | |
| Return on Equity | 13.19% | 5.12% | 7.41% | 9.70% | Beats 95% | 23 / 435 | | |
| Net Interest Margin | 4.00% | 3.01% | 3.39% | 3.75% | Beats 88% | 53 / 435 | | |
| Efficiency Ratio | 65.32% | 65.25% | 71.39% | 77.86% | Beats 75% | 110 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.45% | 0.69% | 1.05% | Beats 89% | 50 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.82% | 9.81% | 10.84% | 12.63% | Beats 77% | 98 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.82% | 9.81% | 10.84% | 12.63% | Beats 77% | 98 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.59% | 78.33% | 88.38% | 95.61% | 63rd pctl | 160 / 435 | | |
| Loans / Assets | 71.42% | 67.69% | 74.58% | 80.80% | 38th pctl | 271 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |