PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Provident Bank Dallas

Dallas, TX · Cert 24501

FDIC

Q1 2000

$183.0MAssets
$111.9MLoans
$159.1MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.75%, up 74 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 70.36% of deposits as of Q1 2000.

Return on Assets (YTD, annualized)

1.75%+74 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000YoY ΔTrend
Earnings
Return on Assets1.05%1.13%1.19%1.01%1.03%1.11%1.30%1.75%+74 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)10.96%13.62%11.94%6.71%5.93%2.04%-8.50%-9.17%-1,588 bps
Loan Growth (YoY)25.78%17.04%-2.74%-14.05%-4.52%-5.34%-8.57%2.02%+1,607 bps
Deposit Growth (YoY)9.77%12.65%11.41%6.16%6.63%2.23%-10.42%-12.05%-1,821 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits70.83%69.63%64.79%60.66%63.42%64.48%66.12%70.36%+970 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a