New Orleans, LA · Charter 2446
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.53% | 0.75% | 1.51% | 1.53% | 1.41% | 0.46% | 1.37% | 1.18% | -35 bps | |
| Return on Equity | 9.68% | 5.10% | 10.34% | 10.41% | 9.72% | 3.24% | 9.57% | 8.41% | -200 bps | |
| Net Interest Margin | 3.76% | 3.59% | 3.58% | 3.52% | 3.39% | 3.47% | 3.28% | 3.11% | -41 bps | |
| Efficiency Ratio | 65.44% | 80.55% | 63.50% | 62.56% | 63.97% | 82.92% | 64.47% | 67.57% | +501 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.31% | 5.43% | 5.25% | 8.78% | 15.07% | 6.52% | 5.03% | 7.05% | -173 bps | |
| Loan Growth (YoY) | -1.67% | -0.29% | 1.06% | 1.70% | -1.46% | -4.20% | -11.75% | -12.32% | -1,402 bps | |
| Share Growth (YoY) | 1.05% | 5.16% | 4.65% | 9.04% | 17.03% | 6.82% | 5.58% | 8.07% | -97 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.07% | 1.10% | 1.20% | 0.66% | 0.24% | 0.57% | 0.41% | 0.22% | -44 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.83% | 14.72% | 14.61% | 14.73% | 14.50% | 14.28% | 14.35% | 14.07% | -66 bps | |
| Net Worth / Assets | 15.83% | 14.72% | 14.61% | 14.73% | 14.50% | 14.28% | 14.35% | 14.07% | -66 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.93% | 62.99% | 61.36% | 59.03% | 55.51% | 56.49% | 51.28% | 47.90% | -1,114 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |