Little Rock, AR · Charter 24439
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.66% | 1.39% | 1.94% | 2.16% | 2.22% | 1.12% | 1.76% | 1.71% | -45 bps | |
| Return on Equity | 9.23% | 4.87% | 6.97% | 7.38% | 7.46% | 3.75% | 6.07% | 5.82% | -156 bps | |
| Net Interest Margin | 3.57% | 2.48% | 3.45% | 3.55% | 3.64% | 2.50% | 3.17% | 3.17% | -38 bps | |
| Efficiency Ratio | 31.60% | 45.78% | 35.44% | 34.18% | 34.72% | 51.07% | 50.09% | 47.12% | +1,294 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.12% | -4.97% | 0.42% | -1.92% | -1.00% | -1.80% | -0.53% | 2.35% | +426 bps | |
| Loan Growth (YoY) | -3.08% | -7.45% | -4.57% | -12.39% | 21.04% | 21.31% | 10.82% | 10.30% | +2,268 bps | |
| Share Growth (YoY) | -7.93% | -9.43% | -0.87% | -3.74% | -2.48% | -3.56% | -2.15% | 2.04% | +578 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.03% | 2.36% | 2.33% | 2.32% | 1.38% | 1.55% | 0.00% | 1.39% | -93 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 28.77% | 28.52% | 27.83% | 29.21% | 29.82% | 29.87% | 28.99% | 29.40% | +19 bps | |
| Net Worth / Assets | 28.77% | 28.52% | 27.83% | 29.21% | 29.82% | 29.87% | 28.99% | 29.40% | +19 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.01% | 62.11% | 58.90% | 57.13% | 80.69% | 78.13% | 66.71% | 61.75% | +462 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |