PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Bankamerica National Tr Co.

New York City, NY · Cert 24430

FDIC

Q2 1996

$159.0MAssets
$85KLoans
$5.1MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of -7.54%, down 465 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 1.67% of deposits as of Q2 1996.

Return on Assets (YTD, annualized)

-7.54%-465 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996YoY ΔTrend
Earnings
Return on Assets-1.48%-1.05%-3.03%-2.88%-2.56%-2.80%-16.54%-7.54%-465 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a-25.04%8.00%-6.79%-74.78%-61.65%-67.78%-7,578 bps
Loan Growth (YoY)n/an/a-58.14%-14.44%-23.85%-99.76%-99.83%-99.93%-8,550 bps
Deposit Growth (YoY)n/an/a-10.28%28.39%47.63%-86.42%-90.13%-98.46%-12,685 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits40.77%20.93%36.72%39.09%21.03%0.36%0.65%1.67%-3,742 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a